A credit score is a three-digit number in a range from 300 to 850 that is determined by your credit history. Lenders use it ...

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of consumers tells an outsized story about how the system rewards long-term, ...

Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a universally wise ...